2024 Roth Ira Income Limits Married. Each spouse can have their own roth ira, allowing both to contribute. Those are the caps even if you make more, up to the phaseout level.

The maximum amount you can contribute to a roth ira in 2023 is $6,500, or $7,500 if you’re age 50, or older. If you are part of a married couple filing jointly or a qualifying widow or widower with modified adjusted gross income of under $230,000, you can save the.